Open Banking
Enable secure, consent-driven access to financial data and payment initiation across banks and third-party ecosystems to future-proof digital banking platforms.
Consent & Data Authorization:
Centralizing customer consent to let third-party applications securely discover, link, and access accounts while enforcing explicit, revocable, and compliant data-sharing controls.
Standardized Access:
Exposing balances, transactions, and statements through normalized APIs, eliminating bespoke integrations and enabling scalable, reliable data consumption.
Secure Payment Initiation:
Enabling real-time transaction initiation from trusted third-party apps while maintaining bank-grade security, auditability, and control.
Build Scalable and Regulator-Ready Banking Platforms
Provide read-only access to customer data, such as account information, balances, and transaction history.
Model customer consent as a durable and enforceable contract to achieve clear security boundaries and predictable system behavior.
Map payment states to standardized Open Banking–style statuses, ensuring platform consistency.
Design for edge cases, including consent lifecycle, empty data sets, partial authorization, and asynchronous payment states.
Implement a zero-trust model where consent is the security gate, and access is denied if consent is missing, expired, or revoked.
Enable fund transfers, direct debits, and payment services on behalf of customers, tied to a valid consent.
AntStack Solves for You
End-to-End Consent Lifecycle:
Enforces deterministic authorization from consent initiation through revocation using API Gateway, Lambda, and DynamoDB
Real-Time Request Validation:
Validates and authorizes every API call within a single Lambda execution to ensure secure, compliant operations.
Deterministic Consent & Security Management:
Manages and indexes consents and credentials in DynamoDB and Secrets Manager for reliable, auditable access control.
